We have an expertise with DEDUCTIBLE BUY DOWN coverage. Our facilities are 100% Lloyd’s capacity. Since we have access to a number of facilities – we always test terms/ pricing to ensure the best terms available in Lloyd’s.
- All states and perils are considered. Particular appetite for Earthquake & Named Windstorm; Flood and AOP can also be addressed.
- Limits are on a per occurrence basis.
- Wraps around main program (follows the All Risk policy wording).
- Can buy down to 0.25% of Total Insured Value or USD25K (occasionally lower).
- All Occupancies, construction & classes considered.
- Capacity 100% Lloyd’s of London
Information Required For Quotation:
- Named Insured
- Address(es), including zip codes
- Sum Insured
- Current deductible(s)
- Occupancy
- Construction
- Distance to Water
- Elevation (for flood)
- Age of Buildings
- Perils required
- 5 year Loss History
For the wind and flood perils, we obtain much better terms on single location risks/ small schedules, although we can accommodate larger schedules as well.